Frequently Asked Questions
Understanding Help to Buy Valuations
Why do I need a Help to Buy valuation?
An independent RICS valuation is required by Homes England when you want to sell your property, remortgage, or repay your equity loan. It ensures your property’s current market value is accurately assessed.
Who can carry out a Help to Buy valuation?
The valuation must be completed by a qualified RICS Registered Valuer to meet Homes England’s requirements and ensure the report is accepted.
How long is a Help to Buy valuation valid for?
The report is usually valid for three months. If your transaction takes longer, you may need to arrange an updated valuation.
The Process & What to Expect
How long does the valuation process take?
The inspection itself is usually quick, and your full report is typically delivered within a few working days after the visit.
What happens after I receive my valuation report?
You will need to submit the report to Homes England (or your Help to Buy agent) along with the required documents to proceed with your application.
Does the valuation affect how much I repay?
Yes. Your repayment amount is based on your property’s current market value, so the valuation directly determines how much you will need to repay.